Agent Application Terms and Conditions

Terms and Conditions for Career Opportunities with R8 Family Financial

By submitting this application, you acknowledge and agree to the following:

1️⃣ Independent Contractor Relationship
All positions with R8 Family Financial are offered as independent contractor (1099) opportunities. Applicants selected to join will not be considered employees of R8 Family Financial, and no employee benefits (such as salary, hourly wages, health insurance, or retirement plans) are offered as part of these roles.

2️⃣ Commission-Based Compensation
You understand and agree that compensation is based on commissions earned through personal production, overrides, or performance-based incentives, depending on the role. No base salary or hourly pay is provided.

3️⃣ Licensing Requirements
Certain positions require state licensing in insurance and/or financial services. Training and resources may be provided to help applicants obtain the necessary licenses where applicable. All licensing fees and associated costs are the responsibility of the applicant unless otherwise stated in writing.

4️⃣ Training and Mentorship
R8 Family Financial provides access to training, mentorship, and leadership development programs at no cost. However, participation in these programs does not guarantee any specific level of success or income.

5️⃣ Non-Guarantee of Position
Submission of this application does not guarantee acceptance into any program, partnership, or contract. All applicants are subject to interview, review, approval, and contracting requirements.

6️⃣ Background and Compliance
Certain roles may require background checks, credit checks, or other compliance requirements based on carrier contracting and state licensing standards.

7️⃣ Confidentiality and Use of Information
You consent to R8 Family Financial collecting, storing, and using the information provided in this application solely for recruitment, evaluation, and onboarding purposes. Your information will not be sold or shared outside of authorized personnel involved in the hiring and contracting process.

8️⃣ No Obligation to Purchase Leads, Services, or Programs
You understand that R8 Family Financial does not require agents or contractors to purchase leads, pay membership fees, or buy training programs in order to participate in the opportunity.

9️⃣ Code of Conduct
You agree to conduct yourself with integrity, professionalism, and alignment to the core values of R8 Family Financial, including faith, family, and service to others.